🇺🇸US Citizens — All states accepted
🇵🇭Filipinos — Residents & OFWs welcome
🌏International — 50+ countries eligible
💳 PayPal · Bank Transfer · Western Union · MoneyGram
Fixed 7.5% APR · No Hidden Fees

Funding for what
moves you forward.

Personal and business loans for US citizens, Filipinos, and borrowers in 50+ countries. Apply in minutes, get a decision fast, and receive funds by PayPal, bank transfer, Western Union, or MoneyGram.

🔒 256-bit SSL Encrypted
Decisions in 24 hours
🌍 50+ countries served
Loan Approved
Maria S. · Manila, PH
$8,500
Avg. Approval Rate
92%
↑ 4.2%
24h
Avg Decision
7.5%
Fixed APR
50+
Countries

A loan built around your plans

Whether you're covering a personal need or growing a business, choose the product that fits — same fixed 7.5% APR either way.

🏠
Debt Consolidation
Combine multiple debts into one fixed monthly payment and simplify your finances.
Amount
$1K – $75K
Term
Up to 60 mo
  • No prepayment penalty
  • Direct payoff option
  • Fixed 7.5% APR
Apply for This Loan
🎓
Education & Relocation
Fund tuition, certification programs, or the cost of relocating for work or study.
Amount
$1K – $60K
Term
Up to 72 mo
  • Flexible disbursement
  • Co-applicant option
  • Fixed 7.5% APR
Apply for This Loan
📈
Business Term Loan
A lump sum for expansion, equipment, or working capital, repaid on a fixed schedule.
Amount
$5K – $500K
Term
Up to 120 mo
  • No collateral under $50K
  • Same-week funding available
  • Fixed 7.5% APR
Apply for This Loan
🚀
Startup Loan
Early-stage capital to launch or scale a new venture, with flexible eligibility.
Amount
$2K – $150K
Term
Up to 96 mo
  • New business friendly
  • Mentorship resources included
  • Fixed 7.5% APR
Apply for This Loan

See your monthly payment

Adjust the amount and term to estimate your payment at our fixed 7.5% APR.

Loan Amount$25,000
$1,000$100,000
Loan Term36 months
6 mo84 mo
Your Estimate
Based on a fixed 7.5% APR
Estimated Monthly Payment
$777
for 36 months
Principal$25,000
Total Interest$2,977
Total Repayment$27,977
First Payment Due
Apply With These Terms

Lending that treats you fairly

💯

One fixed rate, always

Every loan is 7.5% APR fixed — no teaser rates, no surprise increases down the line.

🌍

Truly international

We lend to US citizens, Filipino residents and OFWs, and applicants in 50+ other countries.

Fast decisions

Most applications get a decision within 24 hours, with funding soon after.

🔒

Secure by design

Your data and documents are protected with 256-bit SSL encryption end to end.

Approval Odds
92%
ApplicantsApproved
Avg. Funding Time
1.8 days
From approval to disbursement
Borrowers Served
40,000+
Across 50+ countries

Get funded your way

Choose how you receive and repay your loan. We support the channels our international borrowers already use.

PayPal

Receive your disbursement directly to your PayPal account, often within hours of approval.

FastestNo PayPal fee from us

Bank Transfer

Direct deposit to any local or international bank account via wire or ACH.

All countries1–2 business days

Western Union

Pick up cash at any Western Union location near you, no bank account required.

Cash pickupWidely available

MoneyGram

Another cash pickup option with a broad network across the Philippines and beyond.

Cash pickupOFW friendly

PayPal Autopay

Set up automatic monthly repayments directly from your PayPal balance or linked card.

Recommended

Bank Debit

Automatic monthly withdrawal from your linked bank account on your due date.

Set & forget

Western Union

Send your monthly payment in person at any Western Union agent location.

Manual

MoneyGram

Send repayments through MoneyGram if that's the most convenient channel for you.

Manual
All payment channels are optional and can be changed at any time from your account. Fundora Loans never charges a fee to receive or repay via these partners; third-party providers may apply their own standard transfer fees.

Borrowers trust Fundora

A few words from people who've funded their plans with us.

🇺🇸
★★★★★
Fixed rate with no surprises. I used a personal loan to consolidate two credit cards and my payment dropped right away.
JT
James Turner
Teacher, Ohio
US Citizen
🇵🇭
★★★★★
I run a small sari-sari store and the business term loan let me restock ahead of the holidays. Approval took one day.
RD
Rosa Dela Cruz
Small Business Owner, Cebu
Philippines

Start your application

Applications are submitted from your Fundora dashboard. Sign in if you already have an account, or create one in under a minute.

Access Your Dashboard
Track applications, upload documents, and manage repayments all in one place.
Sign In Create an Account
  • Secure, encrypted document upload
  • Real-time application status
  • Manage disbursement & repayment preferences

Talk to us

Questions before you apply? Reach our support team through whichever channel is easiest for you.

Support Hours

Our team is available across time zones to support borrowers in the US, the Philippines, and beyond.

  • Monday – Friday8:00 AM – 9:00 PM EST
  • Saturday9:00 AM – 5:00 PM EST
  • SundayClosed
  • WhatsApp / TelegramMonitored daily